5-Hour Ethics & Law Updates

All Lines Adjuster (6-20): 5-Hr. Ethics & Law
DFS Approval #100002
5 Credit hours
This 5 hour ethics and law course is required by Florida statute for licensed All Lines Adjusters (6-20). It is elective to all other authorities and is not acceptable for Public Adjusters. The course discussions include topics on regulatory awareness, insurance law and updates, ethical requirements, disciplinary and industry trends.

1 Day 1:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Nov 21
Aug 12 Oct 23

 

Health Agent (2-40): 5-Hr. Ethics & Law
DFS Approval #99737
5 Credit hours
This 5 hour ethics and law course is required by Florida statute for licensed Health (2-40) or Health, Life & Annuity Contracts (2-15) agents. It is elective to all other authorities and is not acceptable for Public Adjusters. The course discussions include topics on regulatory awareness, insurance law and updates, ethical requirements, disciplinary and industry trends.

1 Day 1:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Sept 9
Nov 2 Nov 10

 

Life Agent (2-14): 5-Hr. Ethics & Law
DFS Approval #99736
5 Credit hours
This 5 hour ethics and law course is required by Florida statute for licensed Life & Annuity (2-14, 2-18) or Health, Life & Annuity Contracts (2-15) agents. It is elective to all other authorities and is not acceptable for Public Adjusters. The course discussions include topics on regulatory awareness, insurance law and updates, ethical requirements, disciplinary and industry trends.

1 Day 1:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Sept 19*
Aug 14 Jul 19 Sept 15
Dec 01 Oct 3

*Evening course 5:545pm-10:45pm

Public Adjuster (3-20): 5-Hr. Ethics & Law
DFS Approval #99957
5 Credit hours
This 5 hour ethics and law course is required by Florida statute for licensed Public Adjusters (3-20). It is elective to all other authorities. The course discussions include topics on regulatory awareness, insurance law and updates, ethical requirements, disciplinary and industry trends. APPROVED FOR PUBLIC ADJUSTERS.

1 Day 1:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana

 Sept 7 July 26 Dec 5

 

P&C Agent (2-20): 5-Hr. Ethics & Law
DFS Approval #99622
5 Credit hours
This 5 hour ethics and law course is required by Florida statute for licensed Property & Casualty (2-20, 20-44, 4-40) agents and representatives. It is elective to all other authorities and is not acceptable for Public Adjusters. The course discussions include topics on regulatory awareness, insurance law and updates, ethical requirements, disciplinary and industry trends.

1 Day 1:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Jul 22
Oct 17 Sept 5 Aug 21
Oct 26*
Dec 9

*Evening course 5:545pm-10:45pm

 

Elective Courses

 

Nuts and Bolts of the Insurance Business
DFS Approval #93839
4 Credit hours
To acquaint agents with various aspects of the insurance business including how insurance companies function in the USA. The discussion will provide an overview of property & casualty, life & health insurance, as well as touching on claims, claim adjustments, and settlements. We will review a sampling of product lines along with their coverages and uses.

1 Day 2:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
 Sept 12 Nov 19

 

Estate and Financial Planning
DFS Approval #93841
4 Credit hours
The purpose of this seminar is to educate agents on the purposes and uses of estate and financial planning as well as to expose them to a myriad of wealth management tools that may be used to educate their clients. Discussions will include methods used to determine goals and aspirations of the proposed in combination with social and government insurances. Further discussion will include the funding and uses of both qualified and annuity plans, along with their requirements and restriction. Concepts relating to business life insurance for estate planning will also be addressed.

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana
Sept 12 Nov 19

 

LTC Partnership Training
DFS Approval #94322
8 Credit hours
Both federal and state laws require a post certification training of 8 hours for all those wishing to sell Long Term Care – Partnership (LTC-P) policies in Florida. This course provides a history of the LTC industry as well as an introduction to federal legislation to address what was an unregulated industry in its infancy. The course materials will touch on a myriad of topics including Medicare, categories of care, and laws and regulations. There will also be a discussion on coverage and standards set by the NAIC, alternatives to a LTC programs, the federal LTC program, and partnership requirements on a state and federal level.

1 Day 9:00am-6:00pm
Doral North Miami Broward Boca Raton Lantana
Dec 8 Oct 12 Jul 31

 

Workers’ Compensation Insurance
DFS Approval #95536
4 Credit hours
This course will provide participants with an understanding of eligibility requirements for Workers’ Compensation for both Construction and Non-Construction industries. Notice of Election to Exempt along with payroll requirements are also explained. A discussion on how to search FL DWC databases to verify and search for authorized entities will also take place. The session culminates with an exploration through Florida’s Workers’ Compensation’s past, present, and possible future.

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana
Jul 11
 Nov 4 Sept 18

 

Kidnap, Ransom, & Product Extortion
DFS Approval #95689
4 Credit hours
This course examines the need for kidnap and ransom insurance along with other crisis events such as product extortion, hijack, wrongful detention, threat, disappearance, express kidnap, hostage crisis, child abduction and assault. The course will also review various risk management strategies and outline the response following a covered event (including investigation, negotiations, arrangement and delivery of funds.)

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana
Dec 2
Sep 23 Jul 13

 

E-Commerce, Cyber Liability, and Ransom
DFS Approval #95757
4 Credit hours
To acquaint agents with various aspects of the E-Commerce Business, Cyber Liability, Kidnap and Ransom associated with the digital age. The discussion will provide an overview basis of Property Casualty Insurance, Life and Health as well as touching on claims and their possible effect on the Insurance company and the afflicted.

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana
Aug 26
Oct 14 Dec 13

 

Life Insurance: Origins, Options, & Trusts
DFS Approval #95997
3 Credit hours
To familiarize agents with the origins and foundations of life insurance and options including the use of trusts. This class will be an interactive class beginning with a brief history of the life insurance business as it was and as it is in today’s market. A discussion of today’s life based contracts including term insurance, cash value products, rider options, premiums, insurance costs, insurability, underwriting and ratings. Finally, we will discuss the issuance of a policy, settlement options, and beneficiary selection and designation.

1 Day 9:00am-12:00pm
Doral North Miami Broward Boca Raton Lantana
Dec 1
 Aug 14 Oct 3 Sep 15

 

From Accumulation to Eternity
DFS Approval #95998
3 Credit hours
This course is designed to acquaint agents with a variety of health related topics including decision making during the maturing years, the planning for long term care products, factors relating to personal and business disability income protection, and forms of social insurance such as Medicare and Medicaid.

1 Day 9:00am-12:00pm
Doral North Miami Broward Boca Raton Lantana
Sep 9
Nov 2  Nov 10

 

Protecting Income & Assets with Business Interruption Insurance
DFS Approval #95996
3 Credit hours
To acquaint agents and customer service representatives with the importance of insuring commercial risks with business interruption insurance. Further discussions will include a look at the consequences of not properly insuring a business. In addition, we will discuss the concepts of extra expense, dependent properties, and a variety of other endorsements.

1 Day 9:00am-12:00pm
Doral North Miami Broward Boca Raton Lantana
Jul 22
 Oct 17 Sep 5 & Dec 9 Aug 21

 

Admiralty and the Dock
DFS Approval #95818
4 Credit hours
A discussion of Maritime Law for those that work on or around navigable waters, domestically and internationally. An explanation of Workers’ Compensation including details pertaining to the Jones Act and Longshore & Harbor Workers Act (LHWCA).

1 Day 2:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Dec 2
Sep 23  Jul 13

 

Principles of Disability Income; What You Need to Know
DFS Approval #95929
4 Credit hours
The purpose of this four-hour course is to educate insurance producers on what they need to know in order to effectively meet their clients need for income protection. We will explore critical issues identified in recent LIMRA International studies.

1 Day 2:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Jul 11
 Nov 4 Sep 18

 

Understanding Uses of Life, Health & Annuities Products
DFS Approval #96082
4 Credit hours
To acquaint agents with various aspects of life, health and annuity concepts and their uses with estate and financial planning. During the session we will discuss the markings of different products along with their benefits, options, and tax consequences. Further discussion on settlement options and regulatory programs will also be discussed.

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana
Oct 7
Aug 9 & Dec 19

 

Industries and Risk Management
DFS Approval #96332
4 Credit hours
This course will begin with the maritime industry’s impact on the insurance industry and it direction towards the formation of Lloyds of London. In addition, there will be a dialogue concerning the various types of risks and possible solutions that consumers, agents and adjusters encounter within the industry. An explanation of captive insurance, related Florida statutes and the Florida Association of Self Insurance will be addressed. Finally, a discussion of risk management, flood insurance, terrorism insurance, and ERISA will be covered.

1 Day 2:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Aug 26
Oct 14 Dec 13

 

Life Insurance Expectancy and Its Impact on Medicare
DFS Approval #96387
4 Credit hours
An interactive discussion engaging the various aspects of the life insurance business and how increased mortality may affect Medicare now and in the future. The course begins with a historical overview of the industry followed by an explanation of life policy provisions, riders and concepts. Also included is an overview of the Medicare systems, including a summary of the coverages within the parts and sources of revenue from different trust funds. We will conclude with an evaluation of Medicare’s current financial status and its projections.

1 Day 2:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Oct 7
Aug 9 & Dec 19

 

Income Replacement Products & Policies in the Marketplace
DFS Approval #96647
4 Credit hours
This class will be an interactive discussion concerning income replacement within both the individual and commercial lines market. A brief history on how different products are used in different circumstances will be addressed. Additionally, the processes of a needs analysis, methods of underwriting, and policy definitions will also be explained. We will conclude with a discussion on business income and featured policies like Business Overhead Expense, Key-Employee, and Buy-Sell.

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana
Oct 20 & Dec 3
Aug 23 Nov 29

 

Life Insurance Topics & Benefits
DFS Approval #96644
4 Credit hours
This seminar will provide a discussion on how life products and their uses are impacted by topics such as: Florida statutes, business entity selection, benefit options, business growth, key employee/business owner retirement, and business succession.

1 Day 2:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Oct 20 & Dec 3
Aug 23 Nov 29

 

Suitability for Senior and Variable Products
DFS Approval #97945
4 Credit hours
The seminar includes mandatory material used for senior and annuity suitability education. This seminar meets most carrier requirements for suitability training. Topics to be discussed includes ethics, disclosures and mitigations, suitability of variable products, and senior product suitability.

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana
Aug 18
Dec 15  Oct 27

 

Life, Variable & Fixed Annuities
DFS Approval #97948
4 Credit hours
The seminar is designed to acquaint those students that have an interest in life insurance, variable life insurance and fixed and variable insurance with the characteristics and performances of these types of products. Additional discussion will include licensing requirements, annuity regulations, and taxation.

1 Day 2:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Aug 18
Dec 15 Oct 27

 

Understanding Medicare
DFS Approval #97943
4 Credit hours
“Understanding Medicare” provides an overview of the Medicare program. It also gives a brief introduction to Medicaid, the Children’s Health Insurance Program (CHIP), the Federally-facilitated Health Insurance Marketplace, and key resources for these programs. In addition, we will discuss Medicare coverage choices, the rights and appeals process, and explain programs for people with limited income and resources.

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana

 Jul 17 Nov 18 Sep 27

 

Estate Planning Fundamentals
DFS Approval #98005
4 Credit hours
This seminar is designed for agents who have an interest in the uses of Estate Planning. The instructor will explain the appropriate steps necessary to design an effective plan. This discussion will revolve around the processes of determining who needs a plan and why. It will then discuss ownership and transfer options along with techniques and considerations one may need to make when creating a successful estate plan. Finally, the instructor will discuss the importance of having properly drafted wills, trusts, and durable powers of attorney. This course is very interactive. Students will be lead in an in-depth discussion of the consequences of estate planning.

1 Day 2:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana

Jul 17 Nov 18 Sep 27

 

Insuring the Self Employed
DFS Approval #99620
4 Credit hours
The Seminar focuses on the self-employed and different insurance options they may consider. We will touch on entity selection type, benefits, risk assessment, loss settlements, income protection, and workers compensation. We will also discuss topics such as the Terrorism Risk Insurance Act (TRIA) and flood insurance along with an overview of recent current events, upcoming law changes and their potential impact.

1 Day 6:30pm-10:30pm
Doral North Miami Broward Boca Raton Lantana
Nov 14
Aug 3 & Dec 6

 

Becoming a Better Adjuster
DFS Approval #96308
3 Credit hours
The object of this class is to acquaint the participants with information that will permit them to perform their job more effectively by providing an understanding of the basics of property adjustments and general liability. This 3 credit course will conclude with an in-depth discussion regarding settlement options, the Broad Evidence Rule, and the importance of coinsurance.

1 Day 9:00am-12:00pm
Doral North Miami Broward Boca Raton Lantana
Nov 21
Aug 12 Oct 23

 

Flood Insurance: Definitions, Law, Events, and Claims
DFS Approval #95688
4 Credit hours
APPROVED FOR PUBLIC ADJUSTERS.
This course will offer an interactive discussion on the history of flooding in America. We will touch on policies and products available for both the individual and commercial markets along with the general rules (deductibles, value determination and settlement indemnity) and claims handling. We will culminate with a focus on the personal property coverages, their special categories, and claims handling. THIS COURSE IS NFIP APPROVED.

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana
Oct 8
Aug 30 & Dec 10

 

Valuation of Homeowners & Dwelling Properties
DFS Approval #96000
4 Credit hours
APPROVED FOR PUBLIC ADJUSTERS.
This engaging course will begin with a discussion on the insurance-to-value concept followed by a review of homeowners and dwelling property concepts and provisions. We will then evaluate how a catastrophic event effects an insured, insurer, and the communities it contacts. We will finish with summary of some of the most common endorsements added to personal line dwelling programs.

1 Day 2:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Oct 8
Aug 30 & Dec 10

 

Statutory and Legal Minefields
DFS Approval #96123
3 Credit hours
APPROVED FOR PUBLIC ADJUSTERS.
This course provides detailed instruction on the Unfair Methods of Competition and Unfair or Deceptive Acts. In addition, we will provide an explanation of the 48 hour rule and information on how to answer questions while under oath. Further discussion on electronic transactions, personal liability, and court case outcomes will take place.

1 Day 9:00am-12:00pm
Doral North Miami Broward Boca Raton Lantana

 Sep 7 Jul 26 Dec 5

 

Mold, Fraud & Remediation
DFS Approval #96653
4 Credit hours
APPROVED FOR PUBLIC ADJUSTERS.
Along with a detailed understanding of mold and its potential forms, this course provides an understanding on the requirement of being a public adjuster apprentice, methods of removing mold, claims remediation, and fraud.

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana
Nov 8
Sep 26 Jul 8

 

Retirement Options for Adjusters & Agents
DFS Approval #96657
4 Credit hours
APPROVED FOR PUBLIC ADJUSTERS.
By the end of this course the agents will understand the challenges and the tools available to assist those clients looking to save for retirement. Life insurance has a long and varied history in the area of retirement. It has developed into what it is today via a lineage of product advancements that help customers meet their needs. Retirement is a goal for many people and life insurance can play a part via different types of plans and strategies.

1 Day 2:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Nov 8
 Sep 26 Jul 8