5-Hour Ethics & Law Updates

All Lines Adjuster (6-20): 5-Hr. Ethics & Law
DFS Approval #100002
5 Credit hours
This 5 hour ethics and law course is required by Florida statute for licensed All Lines Adjusters (6-20). It is elective to all other authorities and is not acceptable for Public Adjusters. The course discussions include topics on regulatory awareness, insurance law and updates, ethical requirements, disciplinary and industry trends.

1 Day 1:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Jun 16
 Feb 13 Jan 27 Apr 25

 

Health Agent (2-40): 5-Hr. Ethics & Law
DFS Approval #99737
5 Credit hours
This 5 hour ethics and law course is required by Florida statute for licensed Health (2-40) or Health, Life & Annuity Contracts (2-15) agents. It is elective to all other authorities and is not acceptable for Public Adjusters. The course discussions include topics on regulatory awareness, insurance law and updates, ethical requirements, disciplinary and industry trends.

1 Day 1:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Mar 5
Apr 6 Feb 14 & May 10 Jun 11

 

Life Agent (2-14): 5-Hr. Ethics & Law
DFS Approval #99736
5 Credit hours
This 5 hour ethics and law course is required by Florida statute for licensed Life & Annuity (2-14, 2-18) or Health, Life & Annuity Contracts (2-15) agents. It is elective to all other authorities and is not acceptable for Public Adjusters. The course discussions include topics on regulatory awareness, insurance law and updates, ethical requirements, disciplinary and industry trends.

1 Day 1:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
May 7
Feb 8 Jan 16 Mar 20  Jun 30
Apr 10

 

Public Adjuster (3-20): 5-Hr. Ethics & Law
DFS Approval #99957
5 Credit hours
This 5 hour ethics and law course is required by Florida statute for licensed Public Adjusters (3-20). It is elective to all other authorities. The course discussions include topics on regulatory awareness, insurance law and updates, ethical requirements, disciplinary and industry trends. APPROVED FOR PUBLIC ADJUSTERS.

1 Day 1:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Feb 3
 Apr 11 Mar 3 May 21  Jun 14

 

P&C Agent (2-20): 5-Hr. Ethics & Law
DFS Approval #99622
5 Credit hours
This 5 hour ethics and law course is required by Florida statute for licensed Property & Casualty (2-20, 20-44, 4-40) agents and representatives. It is elective to all other authorities and is not acceptable for Public Adjusters. The course discussions include topics on regulatory awareness, insurance law and updates, ethical requirements, disciplinary and industry trends.

1 Day 1:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Jan 9
May 5 Mar 17 Feb 28
Apr 4 Jun 27

 

 

Elective Courses

 

Workers’ Compensation Insurance
DFS Approval #95536
4 Credit hours
This course will provide participants with an understanding of eligibility requirements for Workers’ Compensation for both Construction and Non-Construction industries. Notice of Election to Exempt along with payroll requirements are also explained. A discussion on how to search FL DWC databases to verify and search for authorized entities will also take place. The session culminates with an exploration through Florida’s Workers’ Compensation’s past, present, and possible future.

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana

 Mar 9 Feb 1  & May 30  Jan 31

 

E-Commerce, Cyber Liability, and Ransom
DFS Approval #95757
4 Credit hours
To acquaint agents with various aspects of the E-Commerce Business, Cyber Liability, Kidnap and Ransom associated with the digital age. The discussion will provide an overview basis of Property Casualty Insurance, Life and Health as well as touching on claims and their possible effect on the Insurance company and the afflicted.

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana
Feb 22
Jun 1 Apr 28

 

Life Insurance: Origins, Options, & Trusts
DFS Approval #95997
3 Credit hours
To familiarize agents with the origins and foundations of life insurance and options including the use of trusts. This class will be an interactive class beginning with a brief history of the life insurance business as it was and as it is in today’s market. A discussion of today’s life based contracts including term insurance, cash value products, rider options, premiums, insurance costs, insurability, underwriting and ratings. Finally, we will discuss the issuance of a policy, settlement options, and beneficiary selection and designation.

1 Day 9:00am-12:00pm
Doral North Miami Broward Boca Raton Lantana
May 7
 Feb 8 Jan 16 & Apr 10 Mar 20  Jun 30

 

From Accumulation to Eternity
DFS Approval #95998
3 Credit hours
This course is designed to acquaint agents with a variety of health related topics including decision making during the maturing years, the planning for long term care products, factors relating to personal and business disability income protection, and forms of social insurance such as Medicare and Medicaid.

1 Day 9:00am-12:00pm
Doral North Miami Broward Boca Raton Lantana
Mar 5
 Apr 6 Feb 14 & May 10  Jun 11

 

Protecting Income & Assets with Business Interruption Insurance
DFS Approval #95996
3 Credit hours
To acquaint agents and customer service representatives with the importance of insuring commercial risks with business interruption insurance. Further discussions will include a look at the consequences of not properly insuring a business. In addition, we will discuss the concepts of extra expense, dependent properties, and a variety of other endorsements.

1 Day 9:00am-12:00pm
Doral North Miami Broward Boca Raton Lantana
Jan 9
May 5 Mar 17 Feb 28
 Apr 4 Jun 27

 

Principles of Disability Income; What You Need to Know
DFS Approval #95929
4 Credit hours
The purpose of this four-hour course is to educate insurance producers on what they need to know in order to effectively meet their clients need for income protection. We will explore critical issues identified in recent LIMRA International studies.

1 Day 2:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana

Mar 9 Feb 1 & May 30 Jan 31

 

 

Industries and Risk Management
DFS Approval #96332
4 Credit hours
This course will begin with the maritime industry’s impact on the insurance industry and it direction towards the formation of Lloyds of London. In addition, there will be a dialogue concerning the various types of risks and possible solutions that consumers, agents and adjusters encounter within the industry. An explanation of captive insurance, related Florida statutes and the Florida Association of Self Insurance will be addressed. Finally, a discussion of risk management, flood insurance, terrorism insurance, and ERISA will be covered.

1 Day 2:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Feb 22
Jun 1 Apr 28

 

Suitability for Senior and Variable Products
DFS Approval #97945
4 Credit hours
The seminar includes mandatory material used for senior and annuity suitability education. This seminar meets most carrier requirements for suitability training. Topics to be discussed includes ethics, disclosures and mitigations, suitability of variable products, and senior product suitability.

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana
Feb 7
Feb 8 Mar 29 Apr 17
 May 18 Jun 8

 

Life, Variable & Fixed Annuities
DFS Approval #97948
4 Credit hours
The seminar is designed to acquaint those students that have an interest in life insurance, variable life insurance and fixed and variable insurance with the characteristics and performances of these types of products. Additional discussion will include licensing requirements, annuity regulations, and taxation.

1 Day 2:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Feb 7
Feb 8 Mar 29 Apr 17
May 18 Jun 8

 

 

Understanding Medicare
DFS Approval #97943
4 Credit hours
“Understanding Medicare” provides an overview of the Medicare program. It also gives a brief introduction to Medicaid, the Children’s Health Insurance Program (CHIP), the Federally-facilitated Health Insurance Marketplace, and key resources for these programs. In addition, we will discuss Medicare coverage choices, the rights and appeals process, and explain programs for people with limited income and resources.

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana
Jun 5
Mar 6  Jan 22 May 24

 

Toys of the Road and Personal Watercraft
DFS Approval #101881
4 Credit hours
This seminar will provide a discussion on the approved uses of golf carts within communities, trails and campuses with a focus on the liability portion of Homeowners policy. There will be dialogue concerning various endorsements, including the physical loss coverage endorsement. We will then expand into the Personal Watercraft policy, its ISO definitions, exclusions, and classifications of non-sailing vessels. Additionally, we will speak about Low Speed Vehicles (LSVs), their approved uses, speed limitations and restrictions. Finally, a talk about the Florida Financial Responsibility Statute, motor vehicle limits of insurance, personal motorcycles statutes, and the Federal Motorcycle Vehicle Safety Standard 218 promulgated by the United States Department of Transportation.

1 Day 2:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Apr 13
 Jan 11 Feb 17 & May 19 Mar 21

 

Estate Planning Fundamentals
DFS Approval #98005
4 Credit hours
This seminar is designed for agents who have an interest in the uses of Estate Planning. The instructor will explain the appropriate steps necessary to design an effective plan. This discussion will revolve around the processes of determining who needs a plan and why. It will then discuss ownership and transfer options along with techniques and considerations one may need to make when creating a successful estate plan. Finally, the instructor will discuss the importance of having properly drafted wills, trusts, and durable powers of attorney. This course is very interactive. Students will be lead in an in-depth discussion of the consequences of estate planning.

1 Day 2:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Jun 5
Mar 6  Jan 22 May 24

 

Insuring the Self Employed
DFS Approval #99620
4 Credit hours
The Seminar focuses on the self-employed and different insurance options they may consider. We will touch on entity selection type, benefits, risk assessment, loss settlements, income protection, and workers compensation. We will also discuss topics such as the Terrorism Risk Insurance Act (TRIA) and flood insurance along with an overview of recent current events, upcoming law changes and their potential impact.

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana
Apr 13
Jan 11 Feb 17 & May 19 Mar 21

 

Becoming a Better Adjuster
DFS Approval #96308
3 Credit hours
The object of this class is to acquaint the participants with information that will permit them to perform their job more effectively by providing an understanding of the basics of property adjustments and general liability. This 3 credit course will conclude with an in-depth discussion regarding settlement options, the Broad Evidence Rule, and the importance of coinsurance.

1 Day 9:00am-12:00pm
Doral North Miami Broward Boca Raton Lantana
Jun 16
Feb 13 Jan 27 Apr 25

 

Flood Insurance: Definitions, Law, Events, and Claims
DFS Approval #95688
4 Credit hours
APPROVED FOR PUBLIC ADJUSTERS.
This course will offer an interactive discussion on the history of flooding in America. We will touch on policies and products available for both the individual and commercial markets along with the general rules (deductibles, value determination and settlement indemnity) and claims handling. We will culminate with a focus on the personal property coverages, their special categories, and claims handling. THIS COURSE IS NFIP APPROVED.

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana
Jan 20
Apr 19 & Jun 23 Feb 24

 

Valuation of Homeowners & Dwelling Properties
DFS Approval #96000
4 Credit hours
APPROVED FOR PUBLIC ADJUSTERS.
This engaging course will begin with a discussion on the insurance-to-value concept followed by a review of homeowners and dwelling property concepts and provisions. We will then evaluate how a catastrophic event effects an insured, insurer, and the communities it contacts. We will finish with summary of some of the most common endorsements added to personal line dwelling programs.

1 Day 2:00pm-6:00pm
Doral North Miami Broward Boca Raton Lantana
Jan 20
Apr 19 & Jun 23  Feb 24

 

Statutory and Legal Minefields
DFS Approval #96123
3 Credit hours
APPROVED FOR PUBLIC ADJUSTERS.
This course provides detailed instruction on the Unfair Methods of Competition and Unfair or Deceptive Acts. In addition, we will provide an explanation of the 48 hour rule and information on how to answer questions while under oath. Further discussion on electronic transactions, personal liability, and court case outcomes will take place.

1 Day 9:00am-12:00pm
Doral North Miami Broward Boca Raton Lantana
Feb 3
Apr 11 Mar 7 May 21 Jun 14

 

Mold, Fraud & Remediation
DFS Approval #96653
4 Credit hours
APPROVED FOR PUBLIC ADJUSTERS.
Along with a detailed understanding of mold and its potential forms, this course provides an understanding on the requirement of being a public adjuster apprentice, methods of removing mold, claims remediation, and fraud.

1 Day 9:00am-1:00pm
Doral North Miami Broward Boca Raton Lantana
Mar 16
Jan 5 May 15

 

Retirement Options for Adjusters & Agents
DFS Approval #96657
4 Credit hours
APPROVED FOR PUBLIC ADJUSTERS.
By the end of this course the agents will understand the challenges and the tools available to assist those clients looking to save for retirement. Life insurance has a long and varied history in the area of retirement. It has developed into what it is today via a lineage of product advancements that help customers meet their needs. Retirement is a goal for many people and life insurance can play a part via different types of plans and strategies.

1 Day 6:00pm-10:00pm
Doral North Miami Broward Boca Raton Lantana
Mar 16
Jan 5 May 15