Skip to Main Content

5-Hour Ethics & Law Updates

All Lines Adjuster (6-20): 5-Hr. Ethics & Law
DFS Approval #106002
5 Credit hours
This 5 hour ethics and law course is required by Florida statute for licensed All Lines Adjusters (6-20). It is elective to all other authorities and is not acceptable for Public Adjusters. The course discussions include topics on regulatory awareness, insurance law and updates, ethical requirements, disciplinary and industry trends.

 

Health Agent (2-40): 5-Hr. Ethics & Law
DFS Approval #106003
5 Credit hours
This 5 hour ethics and law course is required by Florida statute for licensed Health (2-40) or Health, Life & Annuity Contracts (2-15) agents. It is elective to all other authorities and is not acceptable for Public Adjusters. The course discussions include topics on regulatory awareness, insurance law and updates, ethical requirements, disciplinary and industry trends.

 

Life Agent (2-14): 5-Hr. Ethics & Law
DFS Approval #105995
5 Credit hours
This 5 hour ethics and law course is required by Florida statute for licensed Life & Annuity (2-14, 2-18) or Health, Life & Annuity Contracts (2-15) agents. It is elective to all other authorities and is not acceptable for Public Adjusters. The course discussions include topics on regulatory awareness, insurance law and updates, ethical requirements, disciplinary and industry trends.

 

Public Adjuster (3-20): 5-Hr. Ethics & Law
DFS Approval #106004
5 Credit hours
This 5 hour ethics and law course is required by Florida statute for licensed Public Adjusters (3-20). It is elective to all other authorities. The course discussions include topics on regulatory awareness, insurance law and updates, ethical requirements, disciplinary and industry trends. APPROVED FOR PUBLIC ADJUSTERS.

 

P&C Agent (2-20): 5-Hr. Ethics & Law
DFS Approval #106005
5 Credit hours
This 5 hour ethics and law course is required by Florida statute for licensed Property & Casualty (2-20, 20-44, 4-40) agents and representatives. It is elective to all other authorities and is not acceptable for Public Adjusters. The course discussions include topics on regulatory awareness, insurance law and updates, ethical requirements, disciplinary and industry trends.

 

 

Elective Courses

 

Artificial Intelligence & Insurance
DFS Approval #103148
3 Credit hours
This elective seminar, for all authorities except Public Adjusters, will introduce Artificial Intelligence (AI) and its potential impact on the insurance industry. A historical timeline, product uses, liabilities incurred, and claims settled will be addressed. We will conclude with a discussion on the impact of Artificial Intelligence the future of the insurance and insurance claims.

CGL: Coverage, Conditions, & Exclusions
DFS Approval #103862
4 Credit hours
To acquaint agents and adjusters with the ISO Commercial General Liability form. As we dissect the policy form, we will explain the uses, limitations, and exclusions of the different coverage parts and provisions, and conditions.

 

Commercial Property Endorsements and Gaps
DFS Approval #104086
4 Credit hours
This seminar will focus on commercial property, specifically their gaps of coverage and their respective endorsements necessary for coverage. Monoline, package policies, ISO and non-specific forms will be discussed in this interactive seminar.APPROVED FOR PUBLIC ADJUSTERS

 

Cyber Risks: Exposures & Products
DFS Approval #103880
4 Credit hours
T”This seminar will discuss cyber risks, including terrorism, attacks against infrastructure and technology. Specific material pertaining to electronic commerce, government programs, attackers, breachers, and artificial intelligence will be reviewed.

Further discussion will touch on “The Effective Technologies Act”, “Terrorism Risk Insurance Program Reauthorization Act”, Cyber Liability and the NAIC. ”

 

Directors & Officers, EPLi, and E&O
DFS Approval #103346
4 Credit hours
The course is designed to provide an overview of Director and Officers, Employment Practices Liability and as it relates to agents, agencies errors and omissions insurance and their clients.

 

Disability Income, Long Term Care Insurance, & Supplemental Coverages
DFS Approval #103453
3 Credit hours
The seminar will focus on the three (3) categories of health insurance. Disability Income, Long-Term-Care, and Supplemental Coverages. We will dissect each coverage exploring many of their provisions and uses.

 

Dissection of the Homeowners Insurance Policy
DFS Approval #103888
4 Credit hours
This seminar provides a breakdown of the fundamentals and differences between standard ISO homeowners insurance policies. A discussion on significant endorsements and current trends will also take place.APPROVED FOR PUBLIC ADJUSTERS

 

Flood Coverage: Preparation to Aftermath
DFS Approval #103941
4 Credit hours
This four (4) hour elective course is designed to acquaint the Public Adjuster with the history of flooding, historical flood events and the costs associated with their aftermath. In addition, we will discuss and
review the National Flood Insurance Program, its benefits and the drawbacks of not purchasing flood insurance, and personal
and business coverages. APPROVED FOR PUBLIC ADJUSTERS

 

Health Insurance And Its Current Direction
DFS Approval #106259
4 Credit hours
The course is designed to bring the students up to date for 2019 on the topic of medicare, medicare advantage and supplemental plans in addition to health insurance and the aca rising costs of health care, telemedicine, the state of the marketplace exchange, qualified spending accounts, short and long-term disability, and long-term care.

 

HVAC, Testing & Balance, & Mold Remediation
DFS Approval #103459
4 Credit hours
This seminar will acquaint agents and adjusters with the importance of proper ventilation with installing or reinstalling HVAC systems. It will further discuss the impact on how mold and pollutants effect mold mitigation, claims and alternative claim settlements. APPROVED FOR PUBLIC ADJUSTERS

 

Insurance Fraud & Its Impact on the Industry
DFS Approval #103223
4 Credit hours
This course will offer and interactive discussion on the topic of insurance fraud and its impact on the industry, the general public, and business community. We will touch on history, unfair and deceptive acts, proof-of-loss & fraud statements, marketing guidelines, code of ethics and trends.

 

Insurer Anti-Fraud Investigative Training
DFS Approval #104072
3 Credit hours
This interactive 3-hour course is designed for the insurance adjuster in assigned to Special Investigative Units (SIU) of an insurance company. This course also meets elective requirements for agents and All-Lines Adjusters. Topics include the importance and methods of conducting an audit, analysis of data and perspectives of fraud, as well as the responses to acts of fraud.

 

Insuring the 21st Century
DFS Approval #104047
4 Credit hours
This seminar looks at a few of the trending risks facing today’s insurance industry. Concepts of autonomous vehicles, transportation networks companies, home sharing networks, and the legalization, distribution, and liability of medical marijuana. Along at looking that the limited coverages available for these lines, we will expose their gaps in coverage.

Life & Health Products in a Business Situation
DFS Approval #103885
4 Credit hours
This four (4) hour seminar introduces the value of various life and health products available to sole proprietors, partnerships, corporations, and other small and large group entities. An explanation on how various products are used as employee benefits, business continuity plans, and fringe and supplemental benefits are discussed.

 

Life In The Fast Lane
DFS Approval #106527
4 Credit hours
This course explains the who, what, where, why, how, and when of life insurance. Once determining that information, we explain how to use those characteristics when planning a retirement and estate plan. We conclude with some intermediate estate planning tools and scenarios.

 

Long Term Care-Partnership (Refresher)
DFS Approval #103980
4 Credit hours
MEETS FEDERAL LTC MANDATE. This seminar fulfills the 4-hour refresher requirement. During this session we will review some common LTC vocabulary, LTC – Partnership program, and Partnership Reciprocity. A synopsis of past, current and future legislation and Federal Long Term Care will also be discussed.

 

NAIC Annuity Transaction Course
DFS Approval #103143
4 Credit hours
The seminar meets the NAIC requirements for annuity transactions. It is designed to acquaint participants with an understanding of the various types of annuities along with their uses and applications with a variety of client scenarios.

 

Personal Line Insurance
DFS Approval #103974
4 Credit hours
The objective of this seminar is to acquaint and review various policy forms from a risk management standpoint for both individuals as well as families. We will discuss personal lines such as personal auto, homeowners and dwelling properties, comprehensive personal liability, and personal inland marine.

 

Protecting The Family With Life Insurance
DFS Approval #106256
4 Credit hours
This 4 hour seminar will provide for a discussion on the planning steps necessary that a family follows when purchasing a life insurance policy. It will begin with a brief analysis of a study based on the expenditures families encounter when they have children. This will be followed by an overview of necessary what ifs a family addresses when determining their proper insurance amounts. The categories of household expenditures, as they relate to children, and the replacement of income, of primary or secondary income earners, will be discussed.

 

Reading and Understanding and Insurance Policy
DFS Approval #103457
3 Credit hours
This seminar will concentrate on the reading and interpretation of ISO approved property insurance policies. This discussion will lend itself to how a simple misunderstanding of certain terms and provisions will have an impact on claims. APPROVED FOR PUBLIC ADJUSTERS

 

Social Security 101
DFS Approval #103526
4 Credit hours
This seminar will discuss the history of the Social Security Administration beginning with its pre-development need in the late 1800’s to its current uses today. We will look at the four types of social security benefits and evaluate different types of benefit options. Finally, we will look at recent legislation and its effect on current and future recipients.

 

Understanding The Medicare Program
DFS Approval #105981
4 Credit hours
Understanding the medicare program provides an overview of the medicare program. It also gives a brief introduction to medicaid, the childrens health insurance program (chip), the federally-facilitated health insurance marketplace, and key resources for these programs. In addition, we will discuss medicare coverage choices, the rights and appeals process, and explain programs for people with limited income and resources. This course is written by the centers for medicare and medicaid services and is supplemented by gold coast schools. This material is used with their permission.

 

Viatical & Life Sentence
DFS Approval #103188
3 Credit hours
This three-hour elective class is designed for all authorities except public adjusters. The course will begin with a discussion concerning two diseases that had an impact on the life and health insurance industry in the 1970’s. It will further discuss how these diseases lead to the creation of endorsements, policy form refiling, and a revolutionized new insurance market of viatical settlements. Finally, we will discuss the newly created industry including its licensing requirements, fraud cases, and areas of case law that have impacted the viatical and life settlement market.