Skip to Main Content

Job Description
Mortgage Loan Originator – Miami, FL


Evaluate, authorize, or recommend approval of real estate loans. Advise borrowers on financial status and methods of payments.


Approve loans within specified limits and refer loan applications outside those limits to management for approval.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Analyze applicants’ financial status, credit, and property evaluations to determine feasibility in granting loan.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Obtain and compile copies of loan applicant’s credit histories, financial statements, and other information.
Review and update credit loan files.
Review loan agreements to ensure that they are complete and accurate according to policy.
Compute payment schedules.
Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.
Submit applications to credit analysis for verification and recommendation.
Handle customer complaints and take appropriate action to resolve them.
Work with clients to identify their financial goals and to find ways of reaching those goals.
Confer with underwriters to aid in resolving mortgage application problems.
Negotiate payment arrangements with customers who have delinquent loans.
Market products to individuals and firms, promoting the services that meet customers’ needs.
Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector actions.
Arrange for maintenance and liquidation of delinquent properties.
Petition courts to transfer titles and deeds of collateral to banks.

· None


A strong understanding of state and federal laws surrounding loans.
Ability to analyze clients’ finances and understand how this influences their options.
Solid understanding of sales pipelines, and techniques needed to help convert leads into clients.
Service oriented.
Excellent written and verbal communication skills – able to discuss complex and sensitive subjects with clarity and tact.
Ability to multi-task and adapt to changing priorities.
Must interact effectively with all levels of employees and external contacts.
Must work well under pressure, exercise good judgment when making decisions and handle stressful situations in a mature, professional manner.
Knowledge of Microsoft Word, Excel and Microsoft Suite.

Bachelor’s Degree in business administration, finance, or related field and a minimum of Two (2) years of loan origination experience, or an equivalent combination of education and/or experience. Computer skills including: internet, e-mail, (MS Outlook) MS Excel, and MS Word. Knowledge of database and real estate property management applications.


· Florida Broker License

· NMLS License

Job Type: Full-time

Respond to this ad:
Crescent Heights / Nunu Home