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Become a Licensed Mortgage Loan Originator (MLO)

Mortgage Pre-license course required to get your Florida license.

Gold Coast is now partnering with OnCourse Learning! We are your full service mortgage business here to help you get your Mortgage Loan Originator (MLO) license through either classroom based, livestream, or online education. As a licensed MLO, you are qualified to originate a wide variety of products thus creating numerous income opportunities.

Choose from Classroom, Livestream, or Online format options.

Our Classroom Option, in Partnership with OnCourse Learning, Is Best For:

  • Students that live close to our locations.
  • Students that enjoy the guidance of a live instructor and being in a classroom setting.
  • Students that prefer a structured schedule.

Interested in becoming a Florida mortgage loan originator?

Need Assistance?

For currently enrolled students, please contact support at 1-877-944-4260
New students can reach out to OnCourse Learning at 866-512-9888 or
mortgagesales@oncourselearning.com

Any questions? Visit our FAQ Page for more information.

Our Livestream Option, in Partnership with OnCourse Learning, is Best For:

  • Students that may not live close to our locations.
  • Students that enjoy the guidance of a live instructor.
  • Students that learn best in a classroom setting but prefer the comfort of their home or office.
  • Students that prefer a structured schedule.

Interested in becoming a Florida mortgage loan originator?

Need Assistance?

For currently enrolled students, please contact support at 1-877-944-4260 New students can reach out to OnCourse Learning at 866-512-9888 or mortgagesales@oncourselearning.com

Any questions? Visit our FAQ Page for more information.

Gold Coast Online Mortgage Classes Have A New Home

We are now partnering with OnCourse Learning to provide you with all of your MLO education needs, in the format that best fits your learning style!

Important Online Course Information:


Course Delivery

This is an instructor-led online course that is delivered through a Learning Management System (LMS). Interaction with the instructor and other students occurs via email and discussion threads within the course.

Course Requirements

There is no requirement for a webcam or to be online at a designated time for scheduled activities or discussions. You may log in whenever you want during the defined course session, but you must be active in the course from start date to end date. You must complete all course requirements within a short time, by the course end date.

Course Timing

The amount of time it will take to complete the course varies by student; however, for a 20-hour course, you should expect to spend at least 20 hours reading and completing the assignments during the class session. We advise that you spend, at a minimum, 90 minutes a day to ensure that you complete the course before the course end date.

Course Materials

There is no course textbook. The main course material for each module is contained in a required reading assignment that you can save or print for note-taking and ongoing reference.

Need Assistance?

For currently enrolled students, please contact support at 1-877-944-4260
New students can reach out to OnCourse Learning at 866-512-9888 or
mortgagesales@oncourselearning.com

Any questions? Visit our FAQ Page for more information.

Mortgage Loan Originator License Requirements


Step 1

Register with NMLS & Complete your education requirements.

Register with the NMLS to obtain your Unique NMLS ID number at the NMLS site.

In order to apply you must:

  • Be at least of 18 years of age
  • Have a valid Social Security number
  • Have a high school diploma or equivalency

Complete the required education offered through Gold Coast Schools.

  • Successfully complete the 20-hour FL SAFE Comprehensive course (classroom approval # 12068, classroom equivalent approval #12023, online approval #s 7944 and 10970)
  • Students can not miss any hours of this course for any reason as per NMLS requirements

Gold Coast Schools is an approved provider of the required Mortgage Loan Originator Courses. Provider number #1400204

Step 2

Successfully pass the National Test Component through the NMLS

    • Applicant must score a 75% on the national exam, as mandated by the SAFE Act. Our Exam Cram, which is included in our full package tuition, is a 1-day comprehensive review designed specifically to prepare you for taking this exam.

Step 3

Apply for your license

  • Apply for a Loan Originator license by submitting a MU4 form through NMLS
  • Submit Electronic Fingerprints for the required FBI and State criminal background check
  • Authorize a credit report 

The Florida Office of Financial Regulation will not begin its review of an application until all the items listed above have been received.

Need Assistance?

For currently enrolled students, please contact support at 1-877-944-4260
New students can reach out to OnCourse Learning at 866-512-9888 or
mortgagesales@oncourselearning.com

Any questions? Visit our FAQ Page for more information.

Doral (South Miami)

11250 N.W. 20th Street
Miami, FL 33172

1-800-732-9140

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North Miami

3577 N.E. 163rd Street
North Miami, FL 33160

1-800-732-9140

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Take a Virtual Tour


Tamarac (Broward)

5600 Hiatus Road
Tamarac, FL 33321

1-800-732-9140

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West Palm Beach

6216 S. Congress Avenue
Lantana, FL 33462

1-800-732-9140

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East Orlando

3505 Lake Lynda Dr Building 300
Orlando, FL 32817

1-800-732-9140

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North Orlando

Climer-Campus
5104 N. Orange Blossom Trail Suite 114
Orlando, FL 32810

1-800-732-9140

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Boca Raton

2600 N. Military Trail, Suite 150
Boca Raton, FL 33431
*This is a satellite location*

1-800-732-9140

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Kissimmee

Kissimmee
932 E Osceola Pkwy, Kissimmee
Kissimmee, FL 34744

1-800-732-9140

View Directions on Google Maps

Need Assistance?

For currently enrolled students, please contact support at 1-877-944-4260
New students can reach out to OnCourse Learning at 866-512-9888 or
mortgagesales@oncourselearning.com

Any questions? Visit our FAQ Page for more information.