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Become a Licensed Mortgage Loan Originator (MLO)

Mortgage Pre-license course required to get your Florida license.

Gold Coast is a full service mortgage business school that is here to help you get your Mortgage Loan Originator (MLO) license through either classroom based, livestream, or online education.  As a licensed MLO, you are qualified to originate a wide variety of products thus creating numerous income opportunities.

Choose from Classroom, Livestream, or Online format options.

Become a Licensed Mortgage Loan Originator (MLO)

Mortgage Pre-license course required to get your Florida license.

Gold Coast is a full service mortgage business school that is here to help you get your Mortgage Loan Originator (MLO) license through either classroom based, livestream, or online education.  As a licensed MLO, you are qualified to originate a wide variety of products thus creating numerous income opportunities.

Choose from Classroom, Livestream, or Online format options.

Our Classroom Option Is Best For:

  • Students that live close to our locations.
  • Students that enjoy the guidance of a live instructor and being in a classroom setting.
  • Students that prefer a structured schedule.

Choose The Option That Meets Your Education Needs

Full Service

$428

$399

  • 20-hour SAFE Comprehensive Course
  • MLO Principles and Practices Textbook
  • FL Supplement
  • MLO National Exam Prep course
  • Exam Prep Textbook
  • The $30 reporting fee to the NMLS is included in your tuition

Basic

$299

  • 20-hour SAFE Comprehensive Course
  • MLO Principles and Practices Textbook
  • FL Supplement
  • The $30 reporting fee to the NMLS is included in your tuition

Classroom Course Schedule


Gold Coast offers convenient weekday and weekend courses to meet your scheduling needs.

Weekend


2 1/2 days

Fri 1:00pm-6:00pm & Sat-Sun 9:00am-6:30pm

Weekday


3 days

Tues/Wed/Thur 9:00am-5:00pm

October 2021
10/29 - 10/31 Tamarac (Broward) Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
November 2021
11/02 - 11/04 South Dade (Doral) Weekday - Tues/Wed/Thur 9:00am-5:00pm
11/05 - 11/07 East Orlando Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
11/05 - 11/07 North Miami Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
11/12 - 11/14 South Dade (Doral) Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
11/19 - 11/21 Kissimmee Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
11/19 - 11/21 West Palm Beach (Lantana) Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
December 2021
12/03 - 12/05 Boca Raton Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
12/03 - 12/05 East Orlando Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
12/10 - 12/12 Stuart Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
12/14 - 12/16 Tamarac (Broward) Weekday - Tues/Wed/Thur 9:00am-5:00pm
12/17 - 12/19 South Dade (Doral) Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm

Our Livestream option is best for:

  • Students that may not live close to our locations.
  • Students that enjoy the guidance of a live instructor.
  • Students that learn best in a classroom setting but prefer the comfort of their home or office.
  • Students that prefer a structured schedule.

Choose The Option That Meets Your Education Needs

Full Service

$428

$399

  • 20-hour SAFE Comprehensive Course
  • MLO Principles and Practices electronic textbook
  • FL Supplement
  • MLO National Exam Prep course
  • Exam Prep Textbook

Basic

$299

$299

  • 20-hour SAFE Comprehensive Course
  • MLO Principles and Practices electronic textbook
  • FL Supplement

Livestream Course Schedule


Weekdays


3 days

Tues/Wed/Thur 9:00am-5:00pm

November 2021
11/02 - 11/04 Livestream Weekday - Tues/Wed/Thur 9:00am-5:00pm
December 2021
12/14 - 12/16 Livestream Weekday - Tues/Wed/Thur 9:00am-5:00pm

Our Online option is best for:

Students that are self-motivated and prefer to create their own schedule and learn at their own pace.

The 20-Hour MLO SAFE Comprehensive course is offered online through the Association of Mortgage Educators (NMLS ID 1400214).  Students who are planning on obtaining a license in Florida must complete the Florida 20-hour SAFE Comprehensive Course (which includes the 2-hour Florida SAFE State Law and 18-Hour SAFE Core MLO Comprehensive courses).

Online Course Tuition

$299

Important Online Course Information:


Course Delivery

This is an instructor-led online course that is delivered through a Learning Management System (LMS). Interaction with the instructor and other students occurs via email and discussion threads within the course.

Course Requirements

There is no requirement for a webcam or to be online at a designated time for scheduled activities or discussions. You may log in whenever you want during the defined course session, but you must be active in the course from start date to end date. You must complete all course requirements within a short time, by the course end date.

Course Timing

The amount of time it will take to complete the course varies by student; however, for a 20-hour course, you should expect to spend at least 20 hours reading and completing the assignments during the class session. We advise that you spend, at a minimum, 90 minutes a day to ensure that you complete the course before the course end date.

Course Materials

There is no course textbook. The main course material for each module is contained in a required reading assignment that you can save or print for note-taking and ongoing reference.

Mortgage Loan Originator License Requirements


Step 1

Register with NMLS & Complete your education requirements.

Register with the NMLS to obtain your Unique NMLS ID number at the NMLS site.

In order to apply you must:

  • Be at least of 18 years of age
  • Have a valid Social Security number
  • Have a high school diploma or equivalency

Complete the required education offered through Gold Coast Schools.

  • Successfully complete the 20-hour FL SAFE Comprehensive course (classroom approval # 12068, classroom equivalent approval #12023, online approval #s 7944 and 10970)
  • Students can not miss any hours of this course for any reason as per NMLS requirements

Gold Coast Schools is an approved provider of the required Mortgage Loan Originator Courses. Provider number #1400204

Step 2

Successfully pass the National Test Component through the NMLS

  • Applicant must score a 75% on the national exam, as mandated by the SAFE Act. Our Exam Cram, which is included in our full package tuition, is a 1-day comprehensive review designed specifically to prepare you for taking this exam.
  • Remember, your tuition for this course is valid for 1 year which means you have an unlimited review of the course before you take your exam. In the event that you are not successful, you can continue to review the course for free for up to one year.

Step 3

Apply for your license

  • Apply for a Loan Originator license by submitting a MU4 form through NMLS
  • Submit Electronic Fingerprints for the required FBI and State criminal background check
  • Authorize a credit report 

The Florida Office of Financial Regulation will not begin its review of an application until all the items listed above have been received.

gold coast schools campus locations map

South Dade (Doral)

11250 N.W. 20TH STREET
Miami, FL 33172

1-800-732-9140

View Directions on Google Maps

Location Offers:
Classes, Fingerprinting, Grading, Textbook Pickup


North Miami

3577 N.E. 163RD STREET
North Miami, FL 33160

1-800-732-9140

View Directions on Google Maps

Location Offers:
Classes, Fingerprinting, Grading, Textbook Pickup


Tamarac (Broward)

5600 HIATUS ROAD
Tamarac, FL 33321

1-800-732-9140

View Directions on Google Maps

Location Offers:
Classes, Fingerprinting, Grading, Textbook Pickup


Boca Raton

2600 N. MILITARY TRAIL Suite 150
Boca Raton, FL 33431

1-800-732-9140

View Directions on Google Maps

Location Offers:
Classes, Fingerprinting, Grading, Textbook Pickup


West Palm Beach (Lantana)

6216 S. Congress Avenue
Lantana, FL 33462

1-800-732-9140

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Location Offers:
Classes, Fingerprinting, Grading, Textbook Pickup


Stuart

Stuart-location
1706 NW FEDERAL HWY
Stuart, FL 34994

1-800-732-9140

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Location Offers:
Classes, Fingerprinting, Grading, Textbook Pickup


East Orlando

3505 Lake Lynda Dr Building 300
Orlando, FL 32817

1-800-732-9140

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Location Offers:
Classes, Fingerprinting, Grading, Textbook Pickup


North Orlando

N-Orlando
1912B Lee Rd Building B Suite C1
Orlando, FL 32810

1-800-732-9140

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Location Offers:
Classes, Fingerprinting, Grading, Textbook Pickup


Lake Nona

8236 Lee Vista Blvd.
Orlando, FL 32829

1-800-732-9140

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Location Offers:
Location is only open when there is a class scheduled. Location cannot provide student services like textbook pickup, grading or fingerprinting.


Celebration

1170 Celebration Blvd Suite 200
Celebration, FL 34747

1-800-732-9140

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Location Offers:
Location is only open when there is a class scheduled. Location cannot provide student services like textbook pickup, grading or fingerprinting.


Kissimmee/St.Cloud

2262 E. Irlo Bronson Memorial Hwy (US192)
Kissimmee, FL 34744

1-800-732-9140

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Location Offers:
Location is only open when there is a class scheduled. Location cannot provide student services like textbook pickup, grading or fingerprinting.


Mount Dora

18097 US Highway 441
Mount Dora, FL 32757

1-800-732-9140

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Location Offers:
Location is only open when there is a class scheduled. Location cannot provide student services like textbook pickup, grading or fingerprinting.


Oviedo

59 Alafaya Woods Blvd
Oviedo, FL 32765

1-800-732-9140

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Location Offers:
Location is only open when there is a class scheduled. Location cannot provide student services like textbook pickup, grading or fingerprinting.


Deland

421 N Woodland Blvd.
Deland, FL 32723

1-800-732-9140

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Location Offers:
Location is only open when there is a class scheduled. Location cannot provide student services like textbook pickup, grading or fingerprinting.


Clermont

1200 Oakley Seaver Drive
Clermont, FL 34711

1-800-732-9140

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Location Offers:
Location is only open when there is a class scheduled. Location cannot provide student services like textbook pickup, grading or fingerprinting.


Waterford Lakes

12301 Lake Underhill Rd
Orlando, FL 32828

1-800-732-9140

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Location Offers:
Location is only open when there is a class scheduled. Location cannot provide student services like textbook pickup, grading or fingerprinting.


Ocala

2709 SW 27 Ave. Suite 103
Ocala, FL 34471

1-800-732-9140

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Location Offers:
Location is only open when there is a class scheduled. Location cannot provide student services like textbook pickup, grading or fingerprinting.


Fernandina Beach

1541 S 14th Street
Fernandina Beach, FL 32034

1-800-732-9140

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Location Offers:
Location is only open when there is a class scheduled. Location cannot provide student services like textbook pickup, grading or fingerprinting.