Become a Licensed Mortgage Loan Originator (MLO)

Mortgage Pre-license course required to get your Florida license.

Gold Coast is a full service mortgage business school that is here to help you get your Mortgage Loan Originator (MLO) license through either classroom based, livestream, or online education. As a licensed MLO, you are qualified to originate a wide variety of products thus creating numerous income opportunities.

Choose from Classroom, Livestream, or Online format options.

Become a Licensed Mortgage Loan Originator (MLO)

Mortgage Pre-license course required to get your Florida license.

Choose from Classroom, Livestream, or Online format options.

Our Classroom Option Is Best For:

Students that live close to our locations.
Students that enjoy the guidance of a live instructor and being in a classroom setting.
Students that prefer a structured schedule.

Choose The Option That Meets Your Education Needs

Full Service

$449

20-hour SAFE Comprehensive Course
MLO Principles and Practices Textbook
FL Supplement
MLO National Exam Prep course
Exam Prep Textbook
The $30 reporting fee to the NMLS is included in your tuition

Basic

$349

20-hour SAFE Comprehensive Course
MLO Principles and Practices Textbook
FL Supplement
The $30 reporting fee to the NMLS is included in your tuition

Interested in becoming a Florida mortgage loan originator?

Learn more by completing the form below:

Classroom Course Schedule

Gold Coast offers convenient weekday and weekend courses to meet your scheduling needs.

Weekend

2 1/2 days

Fri 1:00pm-6:00pm & Sat-Sun 9:00am-6:30pm

Weekday

3 days

Tues/Wed/Thur 9:00am-5:00pm

Region

Campus

Schedule Type

Class Dates	Location	Schedule
October 2023
Class Dates 10/03 - 10/05	Location East Orlando	Schedule Weekday - Tues/Wed/Thur 9:00am-5:00pm
Class Dates 10/13 - 10/15	Location South Dade (Doral)	Schedule Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
Class Dates 10/17 - 10/19	Location Tamarac (Broward)	Schedule Weekday - Tues/Wed/Thur 9:00am-5:00pm
Class Dates 10/20 - 10/22	Location North Miami	Schedule Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
November 2023
Class Dates 11/03 - 11/05	Location West Palm Beach (Lantana)	Schedule Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
Class Dates 11/07 - 11/09	Location South Dade (Doral)	Schedule Weekday - Tues/Wed/Thur 9:00am-5:00pm
Class Dates 11/17 - 11/19	Location East Orlando	Schedule Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
Class Dates 11/17 - 11/19	Location Tamarac (Broward)	Schedule Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
December 2023
Class Dates 12/01 - 12/03	Location Boca Raton	Schedule Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
Class Dates 12/05 - 12/07	Location Tamarac (Broward)	Schedule Weekday - Tues/Wed/Thur 9:00am-5:00pm
Class Dates 12/08 - 12/10	Location South Dade (Doral)	Schedule Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
Class Dates 12/15 - 12/17	Location North Miami	Schedule Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm

Our Livestream option is best for:

Students that may not live close to our locations.
Students that enjoy the guidance of a live instructor.
Students that learn best in a classroom setting but prefer the comfort of their home or office.
Students that prefer a structured schedule.

Choose The Option That Meets Your Education Needs

Full Service

$449

20-hour SAFE Comprehensive Course
MLO Principles and Practices Textbook (PDF)
Florida Supplement (PDF)
MLO National Exam Prep course
Exam Prep Textbook (PDF)
The $30 reporting fee to the NMLS is included in your tuition

Basic

$349

20-hour SAFE Comprehensive Course
MLO Principles and Practices Textbook (PDF)
Florida Supplement (PDF)
The $30 reporting fee to the NMLS is included in your tuition

Interested in becoming a Florida mortgage loan originator?

Learn more by completing the form below:

Livestream Course Schedule

Weekdays

3 days

Tues/Wed/Thur 9:00am-5:00pm

Region

Campus

Schedule Type

Class Dates	Location	Schedule
October 2023
Class Dates 10/17 - 10/19	Location Livestream	Schedule Weekday - Tues/Wed/Thur 9:00am-5:00pm
November 2023
Class Dates 11/03 - 11/05	Location Livestream	Schedule Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
Class Dates 11/07 - 11/09	Location Livestream	Schedule Weekday - Tues/Wed/Thur 9:00am-5:00pm
December 2023
Class Dates 12/05 - 12/07	Location Livestream	Schedule Weekday - Tues/Wed/Thur 9:00am-5:00pm

Gold Coast Online Mortgage Classes Have A New Home

We’re now partnering with OnCourse Learning to offer MLO courses.

Important Online Course Information:

Course Delivery

This is an instructor-led online course that is delivered through a Learning Management System (LMS). Interaction with the instructor and other students occurs via email and discussion threads within the course.

Course Requirements

There is no requirement for a webcam or to be online at a designated time for scheduled activities or discussions. You may log in whenever you want during the defined course session, but you must be active in the course from start date to end date. You must complete all course requirements within a short time, by the course end date.

Course Timing

The amount of time it will take to complete the course varies by student; however, for a 20-hour course, you should expect to spend at least 20 hours reading and completing the assignments during the class session. We advise that you spend, at a minimum, 90 minutes a day to ensure that you complete the course before the course end date.

Course Materials

There is no course textbook. The main course material for each module is contained in a required reading assignment that you can save or print for note-taking and ongoing reference.

Interested in becoming a Florida mortgage loan originator?

Learn more by completing the form below:

Mortgage Loan Originator License Requirements

Step 1

In order to apply you must:

Be at least of 18 years of age
Have a valid Social Security number
Have a high school diploma or equivalency

Complete the required education offered through Gold Coast Schools.

Successfully complete the 20-hour FL SAFE Comprehensive course (classroom approval # 12068, classroom equivalent approval #12023, online approval #s 7944 and 10970)
Students can not miss any hours of this course for any reason as per NMLS requirements

Gold Coast Schools is an approved provider of the required Mortgage Loan Originator Courses. Provider number #1400204

Step 2

Successfully pass the National Test Component through the NMLS

Applicant must score a 75% on the national exam, as mandated by the SAFE Act. Our Exam Cram, which is included in our full package tuition, is a 1-day comprehensive review designed specifically to prepare you for taking this exam.
Remember, your tuition for this course is valid for 1 year which means you have an unlimited review of the course before you take your exam. In the event that you are not successful, you can continue to review the course for free for up to one year.

Step 3

Apply for your license

Apply for a Loan Originator license by submitting a MU4 form through NMLS
- Login to your NMLS account and proceed to submit the MU4 application.
Submit Electronic Fingerprints for the required FBI and State criminal background check
- Fingerprints can be taken through Field Print ( https://nmls.fieldprint.com/ )
Authorize a credit report

The Florida Office of Financial Regulation will not begin its review of an application until all the items listed above have been received.