MLO (Pre-License)

The 20-Hour MLO SAFE Comprehensive course is offered online through the Association of Mortgage Educators (NMLS ID 1400214).  Students who are planning on obtaining a license in Florida must complete the 20-hour SAFE Comprehensive Course and the 2-hour Florida SAFE Comprehensive Course.

Tuition for the 20-hour package (includes both courses) is only: $299.  

Click here to register:   

Important information about the online course:

• What is the format of the course? How is it delivered?
  This is an instructor-led online course that is delivered through a Learning Management System (LMS). Interaction with the instructor and other students occurs via email and discussion threads within the course. There is no requirement for a webcam or to be online at a designated time for scheduled activities or discussions. You may log in whenever you want during the defined course session, but you must be active in the course from start date to end date. You must complete all course requirements within a short time, by the course end date.
• How many hours will it take me to complete the course?
  The amount of time it will take to complete the course varies by student; however, for a 20-hour course, you should expect to spend at least 20 hours reading and completing the assignments during the class session. We advise that you spend, at a minimum, 90 minutes a day to ensure that you complete the course before the course end date.
• Does the course include a required textbook?
  No. The main course material for each module is contained in a required reading assignment that you can save or print for note-taking and ongoing reference.
• For answers to more frequently asked questions about this course, Click Here!

Gold Coast Schools has simplified the process for becoming a Mortgage Loan Originator, previously known as a Mortgage Broker, by taking the requirements and building our program to help our students every step along the way.

Step 1: Register with the NMLS to obtain your Unique NMLS ID number. Click Here!

In order to apply you must:

• Be at least of 18 years of age
• Have a valid Social Security number
• Have a high school diploma or equivalency

Step 2: Complete the required education offered through Gold Coast Schools.

• Successfully complete the 20-hour SAFE Comprehensive course (approval #1538)
• Successfully complete the 2-hour Florida SAFE Comprehensive course (approval #6750)
• Students can not miss any hours of this course for any reason as per NMLS requirements

*Gold Coast Schools is an approved provider of the required Mortgage Loan Originator Courses. Provider number #1400204

Step 3: Successfully pass the National Test Component through the NMLS

• Applicant must score a 75% on the national exam, as mandated by the SAFE Act. Our Exam Cram, which is included in our full package tuition, is a 1-day comprehensive review designed specifically to prepare you for taking this exam.
• Remember, your tuition for this course is valid for 1 year which means you have an unlimited review of the course before you take your exam. In the event that you are not successful, you can continue to review the course for free for up to one year.

Step 4: Apply for your license

• Apply for a Loan Originator license by submitting a MU4 form through NMLS
  • Login to your NMLS account and proceed to submit the MU4 application: Click Here!
• Submit Electronic Fingerprints for the required FBI and State criminal background check
  • Fingerprints can be taken through Field Print ( https://nmls.fieldprint.com/ )
• Authorize a credit report 

The Florida Office of Financial Regulation will not begin its review of an application until all the items listed above have been received.