Become a Licensed Surplus Lines 1-20 Agent
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By definition, a Surplus Lines 1-20 agent is an individual licensed to handle the placement of insurance coverages with unauthorized issuers, and to place such coverages with authorized insurers as to which the licensee is not licensed as an agent. What this means is that if a customer needs an insurance policy that insurance issuers in that state are unwilling to write a policy for, whether it be because of risk or for any other reason, the customer would need a Surplus Lines 1-20 agent to go to out of state issuers and find the policy that meets their needs.
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