Are you thinking about a new career with more flexibility, control over your schedule, and a direct path to financial success? Becoming a real estate agent in Florida could be the opportunity you’ve been looking for. This career offers a chance to be your own boss and has unlimited earning potential, making it an exciting venture for many. Before you jump in, it’s important to understand the costs involved.
This guide will break down all the expenses you can expect on your journey to becoming a licensed real estate agent in Florida. From pre-licensing courses and exam fees to ongoing professional costs, you’ll get a clear picture of the investment required, so you can start your new career with confidence.
Key Takeaways
- Initial Licensing Costs: Expect to spend between $420 and $1,090 for your education, exam fees, and background checks to get your Florida real estate license.
- Education Choices Matter: The price of pre-licensing courses varies, and a quality education can save you money on exam retakes and additional prep materials.
- Ongoing Professional Expenses: After getting licensed, real estate agents have recurring costs, including license renewals, MLS access, and association memberships.
- A Rewarding and Flexible Career: A real estate career offers the freedom of flexible hours, entrepreneurial opportunities, and the potential to earn over $100,000 per year.
Breakdown of Real Estate School Costs
Getting your Florida real estate license involves several fees. Understanding each cost will help you budget effectively as you begin your journey.
Pre-licensing course fees: $140 – $650
The most significant upfront cost is your 63-hour pre-licensing course. Prices for this required education can range from $140 to $650. The cost often depends on the format and the school’s reputation.
Online courses are typically more affordable than in-person classes. However, it’s wise to research before choosing the cheapest option. A higher-quality education from a reputable school can better prepare you for the state exam, potentially saving you money on retakes and extra study materials. Some schools also include valuable extras like tutoring sessions and extended course access.
Exam fees and additional expenses: $115 – $130
To get your license, you’ll need to pay for the state exam and a background check. The state exam fee, paid to the testing provider Pearson Vue, is $36.75. Additionally, all applicants must undergo fingerprinting and a background check, which costs between $80 and $90. This is a mandatory step to ensure all applicants meet the requirements set by the Florida Department of Business and Professional Regulation (DBPR).
Application and licensing fees: $62
When you are ready to apply for your license, you will submit an application to the DBPR. The application fee is $62.75. This fee is a standard part of the process for all new real estate sales associate applicants in the state of Florida.
Additional Licensing Fees and Expenses
Once you’ve earned your license, there are ongoing costs to maintain your professional status and run your business.
REALTOR® membership and association dues
To call yourself a REALTOR®, you must join all three levels of the trade organization—local, state, and the National Association of REALTORS® (NAR). NAR’s portion of those dues is currently $156 per year; your local and state associations set their own amounts.
Post-licensing and continuing education
Before your first license renewal, you must complete a 45-hour post-licensing course. This course typically costs between $250 and $400. After that, you will need to complete 14 hours of continuing education every two years to keep your license active. These courses usually range from $50 to $100.
Professional and business expenses
As a real estate agent, you are essentially running your own business. You should budget for expenses like professional liability insurance, marketing materials, and other operational costs. These expenses vary but are a necessary part of building a successful career.
How to Manage Your Education Costs
Investing in your real estate education is a significant but worthwhile step toward your new career. Don’t let the initial costs hold you back—there are plenty of ways to make it more affordable. Here are a few practical tips to help you manage the expenses:
- Look for Payment Plans: Many real estate schools understand that students need financial flexibility. They often partner with services like Affirm, which allow you to break up the total cost into smaller, manageable payments, sometimes even interest-free. This can make the investment much easier to handle.
- Take Advantage of Discounts: Always ask about available discounts to maximize your savings. Many schools offer reduced pricing for veterans, and it’s common to find seasonal promotions or special offers. A little research here can lead to great savings.
- Bundle Your Courses: You can often save money by bundling your required courses together. Look for packages that combine your 63-hour pre-licensing course with exam prep materials or your post-licensing education. This is usually more cost-effective than purchasing each item separately.
Process and Timeline for Licensing
Understanding the steps and how long each takes will help you plan your path to becoming a licensed agent.
Steps to obtain a real estate license in Florida
The process to get your Florida real estate license can be completed relatively quickly. After enrolling in a 63-hour pre-licensing course, which you can finish in as little as one week, you’ll need to submit your application and fingerprints to the DBPR. Once approved, you can schedule and take your state exam. From start to finish, many aspiring agents obtain their licenses within a few months.
Real Estate School Selection Criteria
Choosing the right school is one of the most important decisions you’ll make. The quality of your education can directly impact your success on the state exam and in your career.
Factors to consider when choosing a school
When comparing real estate schools, look beyond the price tag. Consider the school’s reputation, the format of the courses (in-person, livestream, or online), and the level of student support provided. Reputable schools like Gold Coast have a long history of success. Gold Coast, for example, has been a trusted leader in Florida for over 50 years, offering flexible learning options and comprehensive course packages that include exam prep to help you pass the first time.
Value and Benefits of a Real Estate License
Investing in a real estate license opens the door to a career filled with opportunity and flexibility.
Career opportunities and earning potential
A real estate career in Florida offers incredible potential. The state’s housing market is one of the most active in the nation, creating consistent demand for skilled agents. According to a 2025 survey of Gold Coast Schools alumni, the average income for a full-time Florida salesperson is $100,000 to $150,000 per year. With the freedom to set your own hours and build your own business, a career in real estate provides a path to both financial success and a balanced lifestyle.
Start Your Real Estate Career With Confidence
Investing in a quality real estate education is the first step toward a flexible and rewarding career. By understanding the costs and choosing a school that sets you up for success, you can navigate the licensing process with confidence. A great education helps you pass the exam on your first try, saving you both time and money.
At Gold Coast Schools, we are dedicated to your success. With over 50 years of experience, we offer comprehensive programs and flexible financing to make your new career accessible. Enroll in a pre-licensing course today and take the first step toward building the future you want.
Disclaimer: This guide is for general informational purposes only, based on a September 2025 survey of Gold Coast Schools alumni and publicly available industry sources. While Gold Coast Schools strives for accuracy, we make no guarantees regarding the completeness, reliability, or applicability of the information. Earnings and outcomes vary widely based on factors like location, experience, and market conditions and should not be considered guarantees. This guide does not constitute professional advice. Users should consult additional sources for personalized guidance.
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